BRIDGE LOAN CRITERIA

To get a Bridge loan started you will need:

A 620+ minimum score
$50,000 – $5,000,000+ non-owner occupied property
2 months of recent bank statements
No Liens, Judgements or Foreclosures on record

Terms

Single or multiple rental properties
Terms from 6-24 months Interest Only, Purchase or Refi
Loans are available to individuals, trusts, corporations, and limited partnerships.
1st Trust Deeds up to 80% Loan to Value

WHAT YOU NEED TO KNOW

Who Are Bridge Loans Suited For?

Bridge loans are used in real estate for many reasons, including buying a property, stabilizing a property, or quick closing.

A bridge loan provides investors and real estate professionals the capital and time needed to get from point A to point B in their journey to profitability. A bridge loan can also provide short-term capital that banks are unwilling to offer.

Property Types We Fund

We lend on single-family rental properties, 2 to 4 units, townhomes, planned unit developments, or condominiums. All properties must be non-owner occupied. Foreign nationals are subject to a lower loan to cost (LTC) and loan to value (LTV) thresholds.

How do Bridge Loans Work?

Traditional financing for any investment property type requires a history of tenant payments. But, as is often the case, the property owner is interested in renovating the vacant property and attracting new tenants. Once these tenants are in place, owners must stabilize the income they receive.

Our bridge loans provide the means to complete the transaction with enough time to stabilize the property. Banks require a history of tenant payments, making it difficult to maintain that stabilization. We offer a quick close on the vacant building and flexible terms that give you ample time for renovations and stabilization.

We are as good as cash. And with no limits on the number of properties or bridge loans, you can leverage one building or your commercial portfolio.